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Pani-rosa [81]
3 years ago
14

Type the correct answer in the box. Spell all words correctly. What are the handheld devices that serve as personal information

managers called? _______are handheld devices that serve as personal information managers.
Business
1 answer:
asambeis [7]3 years ago
4 0

Answer: Personal Digital Assistants

Explanation:

Personal Digital Assistants are a range of small handheld mobile devices that used to be very popular with working class people as they provide computing and storage uses which are very important in the business world for purposes such as keeping schedules and address books. They were like mini-computers that had small keyboards and sometimes a sensitive pad that could be written on.

Usually termed the 'first Smartphones', PDAs were immensely popular in the 90s and the early 2000s but have since been largely replaced by Smartphones which can perform all their duties and more.

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Which federal law prohibits credit card issuers from sending unrequested cards?
Nikolay [14]
The federal law that prohibits credit card issuers from sending unrequested cards is Truth in Lending Act.
7 0
3 years ago
Barry, age 45, works for an advertising company, where he earns $75,000. Barry would like to retire at age 65. He earns 9% on hi
kakasveta [241]

Answer:

$1,064,440.24

Explanation

Age = 45

Retirement = 65 (Retires after 20 years)

Death = 90 (After 25 years of retirement life)

Inflation = 3%

Rate of Return = 9%

Annual Salary  = $75,000

Wage replacement ratio = 80%

Retirement Income = $75,000 * 80% = $60,000

Amount required in future to match the current purchasing power

Inflation effect = $60,000 * (1 + 3%)^20

Inflation effect = $60,000 * (1.03)^20

Inflation effect = $60,000 * 1.80611123467

Inflation effect = $108366.6740802

Inflation effect = $108,366.67. ($108,366.67 is needed to Match Purchasing power of $60,000 in 20 Years)

Total amount needed at the age of 65

i = 9%, Fv = 0, Nper = 25, PMT = -$108,366.67

= PV(9%, 33, -108,366.67, 0)

= 1064440.243

= $1,064,440.24

So, Barry need to accumulated $1,064,440.24 as of the day he retires to adequately provide for his retirement lifestyle.

7 0
2 years ago
You've collected the following information about Molino, Inc.: Sales $ 215,000 Net income $ 17,300 Dividends $ 9,400 Total debt
evablogger [386]

Answer:

(a) 15.46%

(b) $11,904.11

(c) 6.15%

Explanation:

(a) Sustainable growth rate:

Return\ on\ equity\ (ROE)=\frac{Net\ income}{Total\ equity}

Return\ on\ equity\ (ROE)=\frac{17,300}{ 59,000}

                                                = 29.32%

Retention Ratio = 1 - Dividend Payout

                          =1-[\frac{9,400}{17,300}]

                                 = 45.66%

Sustainable\ growth\ rate=\frac{(ROE\times Retention\ Ratio)}{(1-ROE\times Retention\ Ratio)}

Sustainable\ growth\ rate=\frac{(0.2932\times 0.4566)}{(1-0.2932\times 0.4566)}

=\frac{0.1338}{0.8662}

= 0.15446

= 15.46%

(b) Additional borrowing:

New Total Asset = (Total debt + Total equity) × (1 + Sustainable growth rate)

= (77,000+59,000) × (1 + 15.46%)

= 157025.4

New\ Debt=\frac{D}{D+E}\times New\ Total\ Asset

New\ Debt=\frac{77,000}{77,000+59,000}\times 157024.4

                         = $88904.11

Increase in Borrowing = New debt - old debt

                                     = $88,904.11 - $77,000

                                     = $11,904.11

(c) Internal growth rate:

ROA=\frac{Net\ income}{Debt+equity}

ROA=\frac{17,300}{77,000+59,000}\times 100

= 12.72%

Internal\ growth\ rate=\frac{(ROA\times Retention\ Ratio)}{(1-ROA\times Retention\ Ratio)}

Internal\ growth\ rate=\frac{(0.1272\times 0.4566)}{(1-0.1272\times 0.4566)}

=\frac{0.0580}{0.942}

= 0.0615

= 6.15%

6 0
3 years ago
In presidential elections, voters often find that they do not agree with any single candidate in all issues that matter to them
Angelina_Jolie [31]

In presidential elections, voters often find that they do not agree with any single candidate in all issues that matter to them this is known as limited and bundled choice problem.

Option d

<u>Explanation:</u>

In presidential elections, the voter has to select the candidate who is going to have the power of selecting the public services and goods that has to be financed by the tax money given by the voters.

The limited and bundled choice issue reduces the economic efficiency as a politician selects the programs with either positive or negative net benefits. The choices are bundled in that the limited set of candidates would govern over a multiple issues, and the preferences of the voters may not be perfectly aligned with any candidate.

8 0
3 years ago
The process by which management plans, evaluates, and controls long-term investment decisions involving fixed assets is called:
stiv31 [10]

Answer:

C) Capital investment analysis

Explanation:

Investment in fixed assets is capital investment, and fixed assets are capital assets that are purchased for long-term use (usually longer than 1 year), for example: land, buildings, or equipment.

Therefore, the financial analysis of investments in capital assets is called capital investment analysis.

7 0
2 years ago
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