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Shalnov [3]
3 years ago
5

Mortgage insurance rates vary with the perceived riskiness of the loan.Which of the following scenarios would result in a higher

mortgage insurance premium?
A) Lower loan-to-value ratio
B) Shorter loan term
C) Stronger credit record of the borrower
D) A "cash-out" refinancing loan
Business
1 answer:
xxTIMURxx [149]3 years ago
3 0

Answer: D) A "cash-out" refinancing loan

Explanation:

A "cash-out" refinancing loan refers to when a person replaces the mortgage that they have on a house with a newer, larger mortgage than the balance of the previous mortgage on the house.

The difference between this new mortgage and the old one can then be withdrawn in cash.

This would attract a higher mortgage insurance premium because the value of debt has now increased because as earlier mentioned, the new mortgage will be larger than the previous one so to cater for this, the insurance premiums will rise.

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pychu [463]

Answer:

First we need to find out the total commission which is 6.5%

0.065*185000=12025

Out of this the listing broker will get 50%

0.5*12025= 6012.5

Out of this the agent will get 65 percent of that

0.65*6012.5=3908.125 is the amount that the listing agent will receive from his broker.

Explanation:

8 0
3 years ago
Identify a true statement about team norms.
Vlad1618 [11]

Answer: C- They often lead to stronger organizational commitment.

Explanation: Team Norm are guidelines that guides team members in achieving organisational commitments which includes but not limited to profit maximisation.

When a team norm is well organised, it leads to teams goals of being more committed to the success of the organisation.

6 0
3 years ago
In the nation of Ruva, GDP is $15 trillion, consumption is $10 trillion, and government spending is $2.5 trillion. Taxes are $1
ELEN [110]

Answer:

Private Savings = $4 Trillion

Explanation:

Given that

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Recall that

Private Savings = Y - T - C

Therefore,

Private savings = 15 - 1 - 10

= $ 4 Trillion

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