First of all, it's important to understand what an unexpected expense is – and what it's not. There are some bills you don't have to pay every month, but these still don't count as unexpected. ... Quarterly property taxes or water/sewer bills. An auto insurance premium that comes due every six months.
this is an true statement in my opinion
It is ineffective support because it presents opininon rather than fact
Usually a call for distress in means either " SAVE OUR SOULS" or SAVE OUR SHIP"