I believe it is
<span>- The insurance company must verify the claim
- The insured party must file a claim
- </span><span> The insurance policy must be in place
- The insured party must experience a covered loss.</span><span>
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This is true because when one is already of "late stages" (e.g. in their 40s). Since we have a general idea on our lifespan, people at their latter years tend to be more health conscious in order to try to increase their lifespan and enjoy their lives more.
Answer:
is the Gulf Stream, a warm current that keeps Britain's climate mild, and this brings them warmer water from the Caribbean areas
Explanation:
Seine River and Rhine River
