The punctuation is correct if that is how how the statement started and ended.
You did not provide the possible excerpts, however, nonstandard English is any type of English language that is not standardized, meaning that is not grammatical or normative. Slang, jargon, incorrect grammar, dialects, all fall into the category of nonstandard English, so use that logic on your excerpts and find the correct one.
The answer is, C. loyal
Hope this helps!
Considering that tone is the speaker´s attitude towards a certain situation and consequently it expresses a specific emotion (mood and meaning). In this case, we can infer that the person feels dissapointed, sad and perhaps a little bit upset. He or she would "say with expression" option C. test, hard. (In fact I would emphasize believe and test in the first sentence and hard in the second).
