Explanation:
an individual ethical egoist would hold that all people should do what ever benefit " my" (the individual's) self interest, a personal ethical egoist would hold that they should at in their self interest, but would make no claims about what anyone else ought to do, are universal ethical egoist would argue that everyone.
People don't learn from fear because their minds are not in a state of learning. For example, if you are scared of thunder, you only focus on your fear. However, if you be brave, you will soon learn that the sound of thunder can't hurt you.
It helps to solve the conflict because Rachel’s family is closer to having a safe place to live