The second option is the answer
It was an important victory because the French blocked British ships while the Colonial army blocked them on land leaving them no choice to surrender. This was the final battle of the revolutionary war.
The main reason why the United States banking system needed to be reformed in the early 1900s was because many banks and large business had become corrupt, and were monopolizing and colluding with each other--making it unfair for the consumer.
Forming an alliance between the "5 Nations"