The correct answer is C.) A borrowers reliability and willingness to repay the loan.
Characters deals with the honesty of the person asking for a credit. It is based on previous history and knowledge about the person, not just his/hers papers and money.
The correct answer is "a long narrative poem focused on heroic action and national in scope".
An example of such epics would be Edmund Spencer's Fairy Queen, or Geoffrey Chaucer's Canterbury Tales.
Answer:
The bones and skeleton should have been a hint to him that death happened or it was on its way to happening to him. He should have turned back when he had the chance but he was too drunk and he was manipulated by the other guy. Hope this helped :) have a good day!