Well, catfishing is horrible. It's pretending to be someone else- which is basically a felony, but online. I'm not sure exactly how it could effect kids, though, since they shouldn't be on the internet at such a young age. However teens and adults that get catfished will feel hurt and confused.
Open accounts in Mexico. Due to the interest being higher there, they would earn more money off of putting their accounts in Mexico instead of the USA.