Answer:
. E. combined ratio after dividends minus the investment yield
Explanation:
The operating ratio for a PC insurer
can be regarded as the comparison of total expenses of a company compared to net sales generated or the generated revenue. The operating ratio gives the measurement of a overall operational profitability of a firm from both underwriting as well as investment activities. It can be calculated by finding the ratio of
(property's operating expense after substraction of depreciation) and ( the gross operating income). It should be noted that The operating ratio for a PC insurer equals combined ratio after dividends minus the investment yield.
Answer:
Hi
The insurance company should not pay as it is explained that the insurance policy did not cover against vandalism or theft, and a fire is the product of an act of vandalism.
Explanation:
To avoid this type of problem, there are the multi-risk policies of the home, which offer coverage for damages due to vandalism, to cover the damages caused by malicious intent by third parties. This coverage usually includes damages caused by people other than the policyholder, their relatives, employees or people living in the insured home. Some insurers include damages caused by tumultuarial actions in activities of meetings or demonstrations, as well as the existence of legal strikes, unless the aforementioned actions had the character of a mutiny or popular uproar. But we must consider that not all vandalism situations are covered by insurance, and situations such as graffiti, inscriptions, graffiti drawings are usually not covered, but depend on each specific policy.
The main purpose of a business is to make profit. A businessmen will feel secure to operate his business activities in a country where he feels himself and his business activities secure.
When the shops and malls are looted in a country, the businessmen will have feeling of insecurity and so they will shut down their business activities because whatever profits they make from running business, it is looted by robbers.
There is always some social responsibility of the citizens that even in case of emergency situations they should not be unethical activities and indulge in criminal activities.
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Answer:
The correct answer is D. It is not related to the area of corporate social responsibility.
Explanation:
Ethics is a branch of philosophy that is responsible for studying morality, that is, what is considered as part of good customs and good living in society in order to generate a friendly and balanced coexistence between people.
Likewise, ethics is a virtue that leads to responsibility, honesty, commitment, to be good citizens and to avoid negatively affecting those around us with harmful actions, especially if it is to obtain a benefit in particular.
Ethics is instilled from an early age through examples that explain and exemplify the importance of our actions and their consequences. Ethics must have the goal of achieving individual happiness and of society in general, hence its object of study is morality, its importance and application.
Car dealerships commonly measure websites by tracking visits,
visitor traffic, and stickiness, the amount of time per month visitors spend on
their website.
Websites are generally used to advertise the goods and services of a
company and the website activity are usually measured through some
factors.
The factors include number of visits to the website and the amount of time
spent on them. The stickiness which is how friendly and enticing the
websites are is also taken into consideration.
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