"Liability insurance" has two parts:
- Bodily coverage, which oversees the expenses made to an individuals body.
- Property Damage Coverage, which oversees the damage made on the individual's property
This applies for both, the individual who has the insurance as well as the people that have been involved in the accident who have suffered any damage regarding the parts previously mentioned.
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I think the correct answer would be resistance. It is an ability that comes out unconsciously that brings in conscious memories that are very painful or shameful to be thought of. Hope this helps. Have a nice day. Feel free to ask more questions.