When calculating the Annual Percentage Rate, it is important to consider all the above.
Option d
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Explanation:</u>
APR provides for a clear view of the actual cost of the borrowing that one might undertake. It gives an annualized value of not just the interest charged but also include the fee(s), if any, related to the borrowing directly, giving a holistic view of the expense related with the borrowing.
APR on different types of borrowings is calculated differently. For instance, in calculating APR for a loan, the basic formula is:

The purpose of APR is to make the choice of the borrower easier and economically more feasible between whether he/she wants to go for the borrowing with higher fee and lower rate or higher rate and lower fee.
Answer:
crime that involves a computer and a network
Answer:
B. Former southern slaveholders seeking land and new financial opportunities is the correct answer.
Explanation:
After the civil war westward migration in the US accelerated. People migrated in search of quick profits during the gold and silver rushes. Women also migrated with their families. Most of the men who migrated were single and dependent on services, they worked in the mining industry and the women in saloons, boarding houses, and shops. Other migrated to extract the hides of great bison. During those days bison were common in plains and their hides provided the raw material for clothing factories, it led to a decline of bison from millions to few hundred by the 1880s, with the expansion of railroads bison hunting was replaced with animal ranching on American grasslands. Once slavery was outlawed southern slaveholders also migrated towards the west in search of new opportunities.
Answer:
taxation without representation
Explanation:
they felt like they were being taxed without consent. colonists were also subjected to unfair trade regulations.