To achieve the required type of functionality on the document Discretionary Access Control ( DAC ) protocol can be used.
As the name suggests this protocol has restricted access that means not all the people has the access for the document / object and also it is discretionary, so the administrator ( owner ) can setup the rights for different individuals to access the document / object based on the requirements.
A user with access to the document / object can give access to another user.
the best determines whether a borrower's investment on an adjustable-rate loan goes up or down is the current market. The market's condition drastically impacts the rate of investment.