<span>Student loans, which are given to those in college by the federal government, are most commonly known as the loans with the small interest rates. These loans are fixed rates and will not increase overtime, they just accumulate monthly untilt he loans are paid off. </span>
The correct answer is complex sentence.
A complex sentence is the one which consists of one independent clause and at least one dependent clause. An independent clause can stand on its own (in this sentence, the independent clause is - he lost his house and car), and a dependent one cannot because it is incomplete (in this sentence, the dependent clauses are - because Karl spent more money AND than he earned).
Answer: either a,b or c but probably c
Explanation: