The correct answer would be
C) Makes borrowers financially unappealing.
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Answer:
D. overconfidence phenomenon.
Explanation:
According to my research on studies conducted by various psychologists, I can say that based on the information provided within the question your brother's behavior can be explained by the overconfidence phenomenon. The phenomenon is a behavioral bias in which a person's confidence in his or her position/statements is reliably greater than the objective accuracy of those statements.
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Answer:
Because the abuser could continue their actions in the future and they need this on their record. Also for the person being abused their life is at stake with the abuser and it needs to be taken seriously.
Educational standards and income growth inequality.