Answer is Matthew C Perry
After World War I the Senate rejected the Treaty of Versailles which was mainly based on the idea that the Treaty would require the United States to join the League of Nations and may have resulted to a loss of the United States sovereignty. The treaty would also force the United States to get involved in issues that were of less relevance to the U.S. The League of Nations was created as a body to prevent future conflicts by establishing a body to settle disputes between nations and authorize action against the Nation that did not comply. Some Senate members wanted to change the Versailles Treaty, i.e., Henry Cabot Lodge but president Wilson dismissed and disliked his suggestions.
If the Federal Reserve lowers the reserve ratio, the ideal outcome would be that commercial banks and other financial institutions would grant more loans to consumers and businesses, since they would not have to hold as much cash in reserves, and that, as a result, money supply and economic growth would increase.