<span>Assuming that this is referring to the same list of options that was posted before with this question, the best answer is the one having to do with the fact that it is "thorough" </span>
Latin prefix mal- is a word forming element meaning "bad, badly, I'll poorly, wring, or wrongly"
Answer:
Fixed Deposit is a financial instrument issued by banks or NBFCs that provides borrowers with a higher interest rate than a normal savings account, until the due date. They may or may not require a separate account to be established.
They speak in kazakh and Russian :)