Answer:
The correct answer is 4.05%.
Explanation:
According to the scenario, the given data are as follows:
Spot rate = $1.73
Expected spot rate after 1 year = $1.66
So, we can calculate the depreciation percentage by using the following formula:
Expected Depreciation = (Expected spot rate after 1 year - Spot rate) / Spot rate
So, by putting the value
= ($1.66 – $1.73) / $1.73
= - $0.07 / $1.73
= - 4.05%
Hence, the depreciation percentage is 4.05%.
Answer: (E) Personality
Explanation:
According to the question, the personality is one of the characteristics of the person that refers to the behavior, emotions, thinking and feelings in the environment.
By evaluating the personality of the individual person we can judge there ability and understand their characteristics.
It is also known as the personality psychology for evaluating the characteristics of the person for recruiting the right candidate for the specific profile by testing the individual person personality factor.
Therefore, Option (E) is correct.
A mortgage clause that states that the mortgage is due and payable upon certain conditions, such as the non-payment is the option(d) i.e, the Acceleration clause.
<h3>What is
a mortgage clause?</h3>
A provision in an insurance policy (such as a fire insurance policy) that allows the designated mortgage to receive payment for property damage or loss.
There are different types of clauses:
- Acceleration clause
- Due-On-Sale clause
- Prepayment Penalty clause
- Subordination clause
- Release clause
If the borrower breaches the conditions of the agreement, an acceleration clause in a mortgage or trust deed states that the entire obligation is payable immediately. Additionally, it will specify the circumstances under which a lender may request full loan payback. For instance, home loans frequently feature an acceleration provision that kicks in after a certain number of missed payments.
Most of the time, it is harmful to accelerate a loan. Typically, it denotes that the borrower has fallen behind on payments or broken the terms of the agreement, and the lender is requiring prompt repayment of the whole loan balance to avoid foreclosure.
To know more about mortgage clause refer to: brainly.com/question/13964240
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Answer:
The risk free rate is 3.325%
Explanation:
The required rate of return or cost of equity of a stock can be calculated using the CAPM. The CAPM estimates the required rate of return of a stock based on three factors- risk free rate, stock's beta and the market risk premium. The equation of required rate of return under CAPM is,
r = rRF + Beta * (rM - rRF)
Where,
- rRF is the risk free rate
- rM is the return on market
- (rM - rRF) gives us the risk premium of market
We already have the values for r, Beta and rM. Plugging in these values in the formula, we calculate the rRF to be,
Let rRF be x.
0.1185 = x + 1.24 * (0.102 - x)
0.1185 = x + 0.12648 - 1.24x
1.24x - x = 0.12648 - 0.1185
0.24x = 0.00798
x = 0.00798/0.24
x = 0.03325 or 3.325%
