Explanation:Openness personality is one of the personality in which a person who has it is very open minded and imaginative , always ready to try new things and new experiences, they are open to anything new because they are always curious. Hammond is nothing like this because he is a routine person he is less likely to open up to new things.
Hammond will score high in conscientiousness, which is a person characterized by self discipline. This a person who rarely act spontaneously but who follow a plan constantly, this a perfectionist individual who doesn't go off the plan.
Fractional-reserve banking is the most common form of banking practiced by commercial banks worldwide. It involves banks accepting deposits from customers and making loans to borrowers,
We can learn from this knowledge because it can help us complete tasks that we aren't used to. We affect our enviorment because we all bring different attributes to the table.
