B. some substances must be dissolved in water before they can be used
Answer:
O.
Explanation:
There are different types of soils and it is made up of different layers or horizon such as A, B, C, O, R and E. Together all the horizons forming soil profile. Each horizon containing different soil types.
O horizon: Known as top layer of the soil which contains layer of organic matter which is about two inches thick, and made up of humus such as decomposing leaves, dark-colored, carbon rich matter, twigs and microbial biomass which is mixed with small grained minerals for the formation of aggregate structures.
The statement which describes a modified endowment contract is this: 'Exceed the maximum amount of premium that can be paid into a policy and still have it recognized as a life insurance contract.
A modified endowment contract is a type of life insurance contract which has been funded with more money than allowed. Such a life insurance will no longer be regarded as life insurance by IRS, it will be considered as a modified endowment contract.
