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Irina18 [472]
3 years ago
13

what act requires lenders to complie and submit their home loan origination data to their resperctive supervisry agencies

Business
1 answer:
hodyreva [135]3 years ago
8 0

Answer:

correct answer is (HMDA) Home Mortgage Disclosure Act

Explanation:

solution

(HMDA) act, Home Mortgage Disclosure Act  

HMDA was enacted in the 1975 and it is implemented by a Federal Reserve Board Regulation

and Home Mortgage Disclosure Act providing public with loan data as how financial institution is serve housing need of community

and Home Mortgage Disclosure Act regulation required mortgage lender for report specific information about commercial loan for residential or apartment building etc

so here correct answer is (HMDA) Home Mortgage Disclosure Act

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What is exporting?<br> ..........
serg [7]

Answer:

business owners or even countries who sell thier goods to others

7 0
3 years ago
Which of the following is punctuated correctly?
BigorU [14]

Answer:

The correctly punctuated is:

3) I need to know whether you are able to perform the following functions of the job: revising existing marketing materials, promoting the company at trade shows, and reaching potential customers through direct mail campaigns.

Explanation:

It has the colon at the right place, and the commas observe the standard Oxford Comma convention for making a list.  Both colon and comma are punctuation marks that can be used in making a list.  Usually, the colon is put after stating "the following," while commas separate one item from the other and are used when the items are three or more, with the last item started with a comma.

7 0
3 years ago
When the price is ________ the equilibrium price, we would expect there to be a ________, causing the market to put ________ pre
serious [3.7K]

Answer:

E. above; surplus; downward

Explanation:

When the price is <u>above</u> the equilibrium price, we would expect there to be a <u>Surplus</u>, causing the market to put <u>downward</u> pressure on the price until it went back to the equilibrium price.

Equilibrium price is the price at which demand and supply of goods are equal. If we plot in graph then we can see demand and supply curve intersect at the equilibrium price. In case price is above the equilibrium price then quantity supplied will be higher than quantity demanded then there will be surplus in the market, which create downward presure on the price as price was higher and consumer will purchase the product at low price. Therefore, both supply and demand forces price to be back at equilibrium.

4 0
3 years ago
Toyoda Company buys gas pedals and other parts from subcontractors and puts them in its vehicles without changing their composit
julia-pushkina [17]

Answer:

Toyoda and the subcontractors.

Explanation:

According to UCC Article 2, both the manufacturer and the subcontractor are liable for any damage caused by any defects.

This situation happened (and continues to happen) with the Takata airbag recall, where several car manufacturers and Takata were liable for defective airbags. Takata already filed for bankruptcy, so the car manufacturers deal with the recalls themselves. Both of them are liable for the defective airbags even though Takata manufactured them.

3 0
3 years ago
Write a two- to three-paragraph response discussing whether you think the patent system is useful and beneficial. Why do you thi
mihalych1998 [28]

Answer:

The answer is below

Explanation:

Patent is a term that describes a governmental grant or legal right to inventors of an intellectual property, to refrain or stop others from making, using, selling or importing their invention to and from other country.

Patent system is useful and beneficial because of the following reasons:

1. It allows an inventor the right to stop others from copying, manufacturing, selling or importing individual's invention without the person's permission. This will surely encourage invention from other people, which will lead to more technological advancement in the country.

2. It gives an inventor protection for a pre-determined period. This helps to refrain competitors from competing with the inventor, and in turn, leads to profit maximization for the inventor.

3. It also allows the inventor to license patent for others to use it or can sell. This can be considered as a great source of revenue for inventor's business, by collecting royalties from a patent they have licensed, often in a combination with a registered design and trade mark.

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3 years ago
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