Communication may break down as a result of many communication barriers that may be attributed to the sender or receiver. Therefore, effective communication requires familiarity with the barriers. Choosing the right channel for communication is also important, because choosing the wrong medium undermines the message.
The correct answer is the following: ATM fees were initially charged by banks in Las Vegas, to balance out the high amount of withdrawals and foreign exchange rate that the banks of the city were experiencing daily. The fees for domestic withdrawals are split between the bank and the ATM operator. If withdrawing internationally, the fees will increase.
In order to avoid ATM fees, the best strategy is to only use those ATMs that are within your bank's network. If the card holder checks the debit card for an ATM network logo, he/she will know which ATMs are in the same network that his/her bank. Those ATMs will not charge the card holder extra fees for withdrawing or doing any transaction.
The excerpt above expresses how the role of public education in the United States has drastically changed over the course of 100 years. During the middle of the 1800's, school was seen as a privilege to attend, not a guarantee. However, this idea changed significantly over the course of the next 100 years. By the time of the middle of the 1900's came around, attending school was seen as a normal thing to do.
This is why D is indeed correct.
<span>Some of the main positions in the federal government that require senate confirmation are the Committee on Agriculture, Nutrition and Forestry, </span>Committee on Armed Services, Committee on Banking, Housing, and Urban Affairs, Committee on the Budget, <span>Committee on Commerce, Science, and Transportation, </span><span>Committee on Environment and Public Works, Committee on Finance, and many more. For more information it's a great idea to search through a government text book.</span>