Answer:
The correct option is C,small investors cannot efficiently diversify their portfolios, assess credit risk of borrowers, or advertise for needed investments.
Explanation:
Financial intermediaries are those institutions that link the surplus side,those with cash surplus to requirement and the deficit side,those that are short of the required amount of cash for investment purposes.
Financial intermediaries as experts in the field have the requisite knowledge of the market,skills and experience to diversify portfolio.
Diversification involves ascertaining the various instruments the funds available be invested in and the proportion to invest in each .
It is also noteworthy to determine the credit risk of the borrowers to ascertain how risky the investment is and the appropriate level of return.
Finally,the intermediaries advertise the needed investments,for instance an Initial Public Offer could be advertised by prospectus.
B). <span> the source and direction of energy expression for a person
I think that is the answer. Not 100% sure though</span>
Social costs are greater than private costs.
Option C
<u>Explanation:
</u>
A negative externality happens if an individual or a company decides not to pay the full cost of the action. If a product has a negative externality, it costs society more than the customer spends.
If people have a share of the costs associated with the production of goods, negative externalities exist and have no influence over the associated production decisions.
For example, because of expanded manufacturing practices in its vicinity, parents will have to pay higher healthcare costs associated with pollution-led asthma in their kids.
Answer:
Given
Fund Amount P=20000
Payment each month A=1000
Interest rate per month r=6%/12=0.5%
Let B is balloon payment and N is the total number of Payment
so P=A*(1-(1+r)^-(N-1))/r + B/(1+r)^N
20000=1000*(1-(1+0.5%)^(N-1))/0.5% + B/(1+0.5%)^N
By using the trial and error method we find that N=21
So B/(1+0.5%)^21=1012.53
B=1124.39
