The subjunctive mood is the best.
The subjunctive is rarely used in colloquial English. Totally irrelevant information, but... it is a relic from Latin, where there are many uses for a subjunctive. There is even a special conditional using the subjunctive mood that expresses the exact circumstances you described, which is usually called future less vivid.
Answer:
people doesn't pay credit card in the 1920s
Explanation:
hope that helps
Th theme in this poem is that they are free to be human
