Answer:
<em>Well, studies show that spending our hard-earned money on experiences actually makes us happier. They bring more lasting joy, often because they can be shared with others in the moment, as well as offering shareability on social media. In short, experiences are a way to build community and to deepen relationships.</em>
It is an aggressive word and is usually used when you want the audience to perceive it as a negative action without straight up telling them. In definition, it is harassment, and thus produces an unfavorable effect for those on the receiving end, but the connotation is that the effect is more severe.
A general statement or concept obtained by inference from specific cases.