Answer:
False.
Explanation:
The study that Dr. Keyes wants to do is a study that uses two variables (pets and happiness). Dr. Keyes wishes to prove the cause and effect relationship between these two variables that prove that the greater the amount of pets (causes) people have, the greater the happiness of these people (effect). For this reason, we can say that Dr. Keyes is not doing a correlational study.
This is because, although the correlational study wishes to observe the relationship between two variables, this study cannot be applied to cause and effect relationships.
A.
Hope this helps for you.
The correct answer is a Credit Union.
Credit Unions are able to charge lower rates than a bank because of their structure. Banks are set up as a for-profit business, so they charge more in order to make themselves more profitable. Credit Unions are set up like cooperatives where the customers own them, or like a non-profit organization. This allows Credit Unions to charge lower rates. Additionally, the Credit Unions normally distributes the profit back to the customer.
i'm sorry i have no idea :/