Yea they are i would type more but here
This is an equation of exponential decay
y(t) = a b^ t where a is the initial amount
b is the decay factor
t is the time in years
b is found by taking 1 and subtracting the percent it decreases in decimal form
Letting t =4
y(t) = 260 million * ( 1- .011) ^ 4
=248.7473796 million
=24874737.96
Rounding to a whole number
= 24874738
4b²+20b+25=0
Divide everything by 4
b²+5b+ 6.25=0
use the quadratic formula
x= (-b+ or - √b²-4ac) /2a
x= (-5 + or - √5²-4*1*6.25) /2(1)
x= -5/2 so
in this case, b= -5/2
Here you go. This will help you