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3 years ago

Commercial banks and thrift institutions

Business

1 answer:

pshichka [43]3 years ago

3 0

Answer:

d) have become increasingly similar in recent years.

Explanation:

Commercial banks -

They are the type of financial institution , which offer account service , accept deposits , offer loan services .

These bank ear their income via providing loan and earning from the interests .

Similarly are the Thrift institution ,

They are also the type of financial institutions , and have the majority of the funds from the public savings .

And in the recent times , both Commercial banks and Thrift institutions are becoming almost the same .

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People have little incentive to produce a public good because

KiRa [710]

In my opinion people have little incentive because of their lack in good teachings or a strong foundation. Like good parenting or lack of proper education.
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4 years ago

A benefit of using aconglomerate structure is that:_____________

Talja [164]

Answer:

Minimize the inefficiency of duplicated efforts across multiple locations

Explanation:

First of all, a conglomerate merger happens when two corporations that serve completely different markets and produce totally different products unite.

The main advantages of this not so common merger, are that:

increased diversification: they are entering new markets and producing new products.
increased efficiency: by joining forces, synergy may result and efficiency and productivity will increase. Duplicated efforts are eliminated, reducing costs.
Expanded customer base: similar reasons than point 1.
Lower operational risk: the same as with a diversified investment portfolio, a diversified portfolio of products and services reduces risks.

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3 years ago

Read 2 more answers

JBC Corporation is owned 20 percent by John, 30 percent by Brian, 30 percent by Charlie, and 20 percent by Z Corporation. Z Corp

USPshnik [31]

Answer:

Part (a)

The percentage ownership of Mr. John is 20% + (80% x 20%) = 36%

Part (b)

The percentage ownership of Mr. Brian is 30% + 30% = 60%

Part (c)

The percentage ownership of Mr. Charlie is 30% + 30% = 60%

Part (d)

The amount that could be recognized for the purposes of tax would be $0, as Mr. Brian owns more than half that is more than 50% of XYZ Corp. either directly or indirectly.

4 0

3 years ago

Zahara is concerned about taking on too much risk in her investment portfolio. She has some government bonds and some speculativ

harina [27]

One truth about Zahara's risk levels is that D. The speculative investments are high risk but can pay returns quickly.

<h3>What are speculative investments?</h3>

Investments that are bought for their tendency to change prices often.
Are known to be risky.

By investing in speculative investments, Zahara is incurring risk but as a result, she stands to gain returns quickly if the investments should increase in price.

In conclusion, option D is correct.

Find out more on speculative investments at brainly.com/question/13827370.

3 0

2 years ago

Garcia Company issues 11.0%, 15-year bonds with a par value of $440,000 and semiannual interest payments. On the issue date, the

podryga [215]

Answer:

Entries are given below

Explanation:

The entry that should be made on January 1 would be

Cash 501,600(w1) Debit

Premium on bonds 61600(w2) Credit

Bonds payable 440000 Credit

Working 1

Cash proceeds = $440,000/100 x $114

Cash proceeds = $501600

Working 2

Premium = selling price of bond - Face value of the bond

Premium = $501,600 - $440,000

Premium = 61600

8 0

3 years ago