**Answer: relaxed change **

**Explanation: **In simple words, it refers to a situation when a manager knows that he or she is stuck in an unavoidable issue but rather than facing it he or she chooses the second best alternative that involves low risk.

In the given case, Dwight knew that substance abuse with an employee is a serious issue but rather than facing it on his won he decided to put it into his subordinate.

Thus, the given case is an example of relaxed change.

To calculate the APR, we first calculate the monthly rate and then the APR (Annual percentage rate)

Monthly rate is calculated by using RATE function in excel as in =RATE(NPER,PMT,PV) where

NPER = number of period in months = 48

PMT = Monthly payment = 960

PV = Loan value = 38400

Monthly rate = RATE(48,960,-38400) = 0.77015%

APR = Monthly rate * 12

APR = 0.77015%*12

**APR = 9.24% (Rounded to 2 decimals)**

**Answer: **A was worng and it was about"It is too expensive for most people to buy a new home."

**So it might be B)There are additional fees and costs involved in taking out a mortgage.**

**Explanation:**

**Answer:**

A: The amount of money a person earns

**Explanation:**

A-pex

**Answer:**

This question is incomplete since the required return is not pasted here. I checked on the web and found similar question with the firm's required rate of return is 18 percent. You can use this to solve the question as follows.

**Explanation:**

Use Dividend Discount Model (DDM) to find the intrinsic value of the stock.

Find the present value of dividends

D3 = 2

PV(of D3) = 2/(1.18^3) = **1.2173**

D4 = D3(1+g) = 2(1+0.06) = 2.12

PV(of D4) =

PV (of D4) = 17.6667/ 1.6430 = **10.7527**

Next, sum up the present values ;

= 1.2173 + 10.7527

= **$11.97**

Therefore, DAA's stock is currently overpriced ,so you should not buy it since it is only valued at $11.97 and not $15.