advantages. discounts, builds credit, helps keep track on when you need to pay.
disadvantages. could overcharge if it doesn't have enough, could ruin credit, could jeopardize future loans
Explanation:
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By default, the windows desktop display the following icons/programs
1. Your Recycle Bin
2. My Computer
3. The Internet Explorer
4. The default Windows Background
5. Your windows menu
6. My Documents
7. Your task bar
8. Time (located at bottom right)
[B], developing the art style guide and production plan.
It wouldn't be [A], because patches are released to consumers of the game, to fix bugs and add new content, which won't be done until post-production.
It wouldn't be [C] either, as it is also post-production, because you are sending the game to produced, packaged and shipped, meaning the game has already been pretty much fully developed.