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irakobra [83]
3 years ago
8

Use the quadratic formula to solve 3x^2=5x

Mathematics
1 answer:
Oksi-84 [34.3K]3 years ago
4 0

First of all, we have to set the equation in the form p(x)=0, where p(x) is a quadratic polynomial. So, we have

3x^2-5x=0

Even though using the quadratic formula for such a simple case is a little bit overkill, it is surely doable: we have

3x^2-5x=0 \iff ax^2+bx+c=0 \iff a=3,\quad b=-5,\quad c=0

And the formula for solving is

x_{1,2} = \dfrac{-b\pm\sqrt{b^2-4ac}}{2a}

So, if we plug our values, we have

x_{1,2} = \dfrac{5\pm\sqrt{25}}{6} = \dfrac{5\pm5}{6}

And thus the solutions are

x_1=0,\quad x_2 = \dfrac{10}{6}=\dfrac{5}{3}

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The monthly payment for option 1 is $1755.144 and option 2 is $2088.97, total amount for option 1 is $631851.84 and option 2 is $376014.6, and on comparing option 2 will be better option.

Given that for $200,000 loan Option 1 is a 30-year loan at an APR of 10% Option 2 is a 15-year loan at an APR of 9.5%.

A concept that implies that the future value of money will be lower than its present value due to several factors such as inflation is known as TVM(time of value money).

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Loan Amount = $200,000

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Option 2

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Monthly interest rate = 9.5%/12=0.00792

Monthly payment = 200,000(1+0.00792)¹⁸⁰(0.00792)/[(1+0.00792)¹⁸⁰-1]

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Option 2

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Option 2 will always be the better option economically as it saves $255837.24 ($631851.84 - $376014.6) in total payments.

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