Yes the tax remained on tea
Well lets say there were to be another depression the banks would most likely close in order to keep the money in the bank and use it for investing the fed actually provides a warranty to that money the same thing goes for robberies
The difference is that when serving they: hold hearings, and develop as well as vote on legislation, all bills must also go through the congress before being passed, while representing they attend to the needs of the constituents of the federal government so they give special attention to request from people of higher interest