Make sure your emails are only used on reliable sites, along with your number and address, avoid websites that don’t use .gov .com or .org
        
             
        
        
        
A witness testimony would be direct evidence. Hope you found that helpful :)
        
             
        
        
        
Answer:
The problem with variable rates is that they vary, i.e., they might unexpectedly increase and the increase might be pretty significant. One of the main factors leading to the Great Recession was the housing bubble and the increase in mortgage interest rates. Normally, interest rates tend to increase, they might sometimes decrease, but generally they only go up and up. 
Even though the fixed interest rate might be higher, it will not change and that  guarantees that you will always pay the same amount and that you can prepare your personal budget to cover it. 
 
        
             
        
        
        
Answer:
 The after-tax cost is $23,940
Explanation:
For computing the after-tax cost, first we have to compute the present value which is shown below:
Present value = Bill payment × marginal tax rate 
                        = $38,000 × 37%
                        = $14,060
So, after tax value would equal to
= Bill payment or Pre tax value - Present value
= $38,000 - $14,060
= $23,940
 
        
             
        
        
        
Answer:
Grab some paper and wrap it around unchewed gum and do that for the amount of gum you want, Then put it in a small box.