I believe the answer is 3
Answer: False consciousness
Explanation: False consciousness is the thinking that is developed in the mind of a person for avoiding the actual nature and relation of their social and economical system with them .This process does not let a person think and recognize exploitation and inequality happening with him/her.
The situation mentioned in the question displays the false consciousness of Derek by believing that health-care policies of government are not required and individually everyone should be responsible for it .He is not truly indulged in the social and economic background.
It will help the community pay less for there electric bills
