By the 4th month is when the baby is able to suck its thumb, yawn, stretch, and make faces.
By the 4th month, or the second trimester of a pregnancy, is when unborns call yawn, stretch, and do all of the listed things above. This is usually the month where you can also identify if the unborn is a male or female, since by month four, they develop their genitals and also organs. <span />
My estimate is that the answer is C, AED cost.
Naomi has a very high deductible and an HSA. Naomi most likely has a low premium
Knowing how to easily manipulate the people around you. Not exactly a good thing though.