Lack of education, bad choices, like doing drugs and under-employment/unemployment are the three main factors of poverty in the U.S. I think because of low-wage jobs and lack of education/not being able to pay for university people make bad choices or believe the choices they made were the only way for them to survive, make a living, get through their situation, or escape from it.
The correct answer is that Reserve banks are <u>regional banks</u> that help the <u>central bank</u> to carry out its duties.
<u>Summary: </u>Due to the United States economy represents a very large geographical area, <em><u>the Federal Reserve</u></em> operates in <em><u>twelve regions or districts throughout the nation.</u></em> Those districts are located in Atlanta, Boston, Chicago, Cleveland, Dallas, Kansas City, Minneapolis, New York, Philadelphia, Richmond, San Francisco, and St. Louis. Every district has three main responsibilities:
1. Supervise the implementation of the<em><u> Federal Reserve's</u></em> monetary policy.
2. Provide financial services and lend money to regional banks within its district.
3. Collect and analyze data to be used by the<em><u> Federal Reserve Board (FRB) or the Federal Open Market Committee (FOMC).</u></em>
Not a lot for mine but yeah few
