Since joining a cooperative grants to its members economic advantages such as dividends, tax reduction, funding opportunities, the improvement of products and services, reduction of costs and continuity of the business, and although the state and/or governmet provide some assistance, the busness or cooperative do not become a regulator itself or a governmental entity;
thereby the options not considered advantages would be: <em>1,3,4</em>&<em>6</em>, but <em>paying debts</em> & <em>borrowing money</em> are included as advantages though.
The people who benefited the most from the general mining act of 1872, which allowed individuals who discovered minerals on federally owned land to work the claim and keep the proceeds were Powerful investors only. This is because they were the only people who had enough financial muscle to invest in mining.