The answers on edgunity are options 3 and 4
Adele's worry illustrates the Rumination. Rumination is a cognitive process in which the person thinks constantly about a fact or a situation. This thought interferes with people's daily activities and generates emotional discomfort, despite this, they can not stop thinking about the fact. This characteristic is very common in patients with anxiety disorder or with a depressive disorder.
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The correct answer is D) by ensuring lenders comply with the law.