The correct answer would be, Actual loss experience of the group.
Experience rating utilizes Actual loss experience of the group in determining the rate the insurer will change for group coverage in each year of coverage.
Explanation:
When an employer adjusts premium for workers' compensation coverage based on the loses the insurer has experienced from that employer, then this adjustment is called as the experience modifier or experience rating.
In this rating, at the end of the year, the insurer charge for group coverage the actual loss experienced due to that group.
This rating helps the insurer to determine that a particular policymaker will file a claim or not. It also helps in determining which company has produced more workers' claims in a specified period of time.
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<span>In "an occurrence at owl creek bridge," the author uses symbolism to identify the ticking of the man's watch as time slows and he becomes more aware of his surroundings. The watch is the major symbol for the protagonist's life, because</span><span> when watch tick and ''time'' runs out it represents last heart beats of the character.</span>
Ratio:
3 boys / 5 girls
total = 8 people
5 girls / 8 people
Proportion:
5 girls / 8 people = x girls / 40 people
8x = 200
x = 25 girls
40 - 25 = 15 boys
25 - 15 = 10 more girls than boys
There are 10 more girls than boys in the class.
Hope this helps!! :)
Answer:
a. Law enforcement conduct searches
Explanation:
- The USA patriot act was implemented or passes in the year 2001 and it improves the abilities of the US law enforcement to detect and deter terrorism.
- Ad its official title is to unite and strengthen America by giving the appropriate tools to inspect and stop terrorism and the disclosure is to protect and preserve the information and to identify the information that is being obtained.
Mindy's experience best illustrates <u>mood-congruent memory</u>.
<u>Explanation</u>:
Fear is an unpleasant feeling which occurs due to danger or insecurity.
Mood-congruent memory is the place where humans store their memory. It is evident that when we store memory, we not only store the event, but we also store the mood of the event.
So when we recall our memory, we are able to recall the mood at the time of event. If we are happy we will be able to recall the happy memories.
