For the 3 take always you can say something like how many people died something important they said in the CNN. For the summary just search up something in google like 9/11 and then just read it and summarize it or you can just watch the CNN
The bank wants to give you an incentive to pay back the loan. If they did not hold your assets as collateral, you could simply fail to pay back the loan and really not lose anything other than your credit score. Many borrowers already have tarnished credit scores, so that is rarely enough incentive to base a loan on.
I would put this into your own words considering I copied and pasted it. Other than that I hope this helps!
STAR POP SINGER TO EMERGE! HOPE THAT HELPS!
Yes, the entirety of the first amendment talks of various freedoms, including the freedom of speech, in which you can criticize all you want.