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Free_Kalibri [48]
3 years ago
10

Discuss the financial services and products often offered by financial institutions

History
1 answer:
weeeeeb [17]3 years ago
7 0

<u>The financial services and products often offered by financial institutions are as follows:</u>

Accepting deposits- The primary function of a financial institution is to accept deposits. Financial institutions accept deposits and the money is stored in the accounts for which interest is provided.

Lending loans- Financial institutions lend loans against a collateral which has to be submitted before raising one. The loan has to be repaid at an interest rate.  

Internet banking- Today it is possible for people to carry out their operations in the internet. One can transfer money to other accounts and deposit money in the accounts using the internet.

Certificate of Deposit- It is a product offered by banks where people can deposit money for a fixed period of time for which interest rate will be provided.

Demat- Also known as dematerialization, it is the act of preserving the securities and shared of a person in an electronic format. A person is appointed to take care of the same who will scan the physical copies of the share, enter its details and upload the same in an online database.

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