Question

Jesse Lukas is a beneficiary of both his mother's and his father's insurance policies. His mother's birthday is November 1, and his father's birthday is on December 2. Which parent's policy will provide Jesse's primary coverage?

Answer 1

Answer:

Jesse's primary coverage will be that of His mother's birthday which is November 1.

Explanation:

The birthday rule states the primary payer is determined by the parent whose birthday falls first within the calendar year. In the event that both parents have the same birthday, the health insurance plan that has provided coverage longer is the primary payer.