Credit, transaction between two parties in which one (the creditor or lender) supplies money, goods, services, or securities in return for a promised future payment by the other (the debtor or borrower). Such transactions normally include the payment of interest to the lender.
As opportunities to find spiritual meaning..
The answer to your first question is B- she flirts with her own husband at dinner
The answer to your second question is A- Algernon ate them all