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GuDViN [60]
3 years ago
7

Define negative amortization in terms of the accrual rate and the pay rate on a loan. What risks are associated with negative am

ortization from the borrowers and lenders viewpoints?
Business
1 answer:
tigry1 [53]3 years ago
6 0
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Two consumers each earn $87,000 annually but they spend their money quite differently. The first owns four motorcycles and enjoy
Naily [24]

Answer:

The answer is

= Lifestyle

Hope this answer helps you:)

Have a great day

Mark brainliest

5 0
3 years ago
Oberholser, Inc., has an issue of preferred stock outstanding that pays a dividend of $3.15 every year in perpetuity. If this is
zepelin [54]

The required rate of return is $3.42%

<h3>What is Perpetuity?</h3>

A constant cash flow with indefinite period of time is called perpetuity. In this question a perpetual payment of dividend is being made. so the price of the share is calculated by the formula of perpetuity.

<u>Given:</u>

Present value of perpetuity =  $92 per share

Cash flows = $3.15 every year

<u>Find:</u>

Rate of return can be calculated from the perpetuity formula

Present value of perpetuity = Cash flows / Required rate of return

Present value of perpetuity = Cash flows / Required rate of return

                                        $92 = $3.15 / Required rate of return

Required rate of return = $3.15 / $92

                                       = 0.0342

                                       = $ 3.42%

Therefore the Required return for Oberholser, Inc will be 3.42%.

Learn more about Required return on:

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6 0
2 years ago
Luci has worked as a customer service representative for two years. She believes that this job has improved her ability to cope
vichka [17]

Answer:

<em><u>Self-efficacy.</u></em>

Explanation:

Self-efficacy at work is a personality trait that impacts the attitude employees will take when performing challenges and tasks in an organization.

When the level of self-efficacy is high, employees are self-motivated to commit more and more deeply to their work, setting goals and objectives to achieve complex tasks, which are seen as results of personal effort and overcoming.

7 0
3 years ago
For each separate case, record the necessary adjusting entry. On July 1, Lopez Company paid $1,200 for six months of insurance c
kenny6666 [7]

Answer:

Explanation:

The adjusting entries are shown below:

1. Insurance expense A/c Dr $1,200

         To Prepaid insurance A/c             $1,200

(Being prepaid insurance is adjusted)

2. Supplies expense A/c Dr $6,200

        To supplies A/c                             $6,200

(Being supplies adjusted)

The supplies at the end of the year is computed below:

= Supplies account balance + purchase of supplies - available  supplies

= $5,000 + $2,000 - $800

= $6,200

5 0
3 years ago
A monopolist faces a
Maru [420]

Answer:

C

Explanation:

8 0
3 years ago
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