Answer:
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Virus.
A virus is a malicious program or script that Spreads.
Malware, however, will not spread.
Viruses can spread without a victim's permission because it is automated to do so.
For example, the Melissa virus would look like a file attachment that used reverse psychology to make you open it. From there, it goes through the first 50 email contacts stored on your computer and sends the virus to them from your computer.
A list of multiple answers is provided;
<span>a) </span>Credit unions are typically owned and run by their members
<span>b) </span>Credit unions limit membership to certain people or groups
<span>c) </span>Credit unions offer a wide variety of banking services
<span>d) </span>Both A & B
The answer is both (D) Both A & B
As compared to banks, credit unions are small in size and are created, owned and operated by their members or participants. They are non-for-profit financial cooperatives and are structured to serve a particular region. Thus, membership in majority of credit unions is that you have to live in the area. You may also be able to join based on other various factors like Employer and family.