The best answer the question above is D.
Answer:

Step-by-step explanation:
To write any polynomial in standard form, you look at the degree of each term. You then write each term in order of degree, from highest to lowest, left to write.
To add the polynomials you need to:
Remove parentheses

Group like terms

Add similar elements

Answer:
The arithmetic average return would be 3.96%
Step-by-step explanation:
Given,
The returns in 5 years are,
-9.7%, -8.1%, 15%, 7.2%, and 15.4%
We know that,

Hence,
The arithmetic average return of the investment = 

= 3.96%