Answer:
Scrooge is such a miser that he won't even allow his clerk to have enough coal to keep him warm. Scrooge's greed is his a downfall because he's so consumed with his money that he neglects the people around him, and when all is said and done, the people are what matter most.
IT MIGHT NOT CAUSE A SEQUENCE.YOU NEVER KNOW
The Prisoners by Guy de Maupassant.
The Prussian soldiers were the detachment sent ahead of their army to scout the area they are planning to either conquer or attack. They were also tasked to search the area for people who were supporters of their enemy.
In the story, the Prussians were used to strike fear to the people. They were equated with wolves because encountering any of the two will surely bring about death.
Bank services : This is because we are all meant to manage our belongings, without banks, the stability of our wealth will be less as thieves will have a free open market