The Federal Reserve System was created in the early 1900s in an effort to decentralize the central bank. The founders did not want one central bank located in New York or Washington, DC, so they formed a system with 12 district banks. The second reason for the Federal Reserve System was that communication and transportation were much slower and less efficient than today. In an effort to maintain control and offer assistance to member banks, it was necessary to disperse Federal Reserve facilities across the country.
Answer: D or C both works
Answer: School Psychology
Explanation:
School psychology is the field where group of student are studies through researcher to understand their behavior, academic issues, classroom issues, disabilities etc. School psychologist are the people that conduct the research with students.
School psychologist also consider teacher, educators and parents for defining methods to manage student's education and classroom development. Analysis of problem and disability is done through interviewing and examining the students to know about their stressful and difficult environment.