The credit report refers to the record of the credit history of a person.
A credit report is simply referred to as a record of the repayment of the debt of a borrower. It shows the record of the credit history of a borrower from different sources.
In this case, the credit report will be used in determining if Carolina will be given the loan or not. In a situation whereby Carolina pays the loans that she had taken earlier on time, this can ensure that she'll be given another loan.
On the other hand, if Carolina doesn't pay back her loans in time, this can discourage the bank from given her the loan.
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Explanation:The Economic Issues series aims to make available to a broad readership of nonspecialists some of the economic research being produced in the International Monetary Fund on topical issues. The raw material of the series is drawn mainly from IMF Working Papers, technical papers produced by Fund staff members and visiting scholars, as well as from policy-related research papers. This material is refined for the general readership by editing and partial redrafting.
The following paper draws on material originally contained in IMF Working Paper 97/42, "Deindustrialization: Causes and Implications," by Robert Rowthorn, Professor of Economics, Cambridge University, and Ramana Ramaswamy of the IMF’s Research Department. Neil Wilson prepared the present version. Readers interested in the original Working Paper may purchase a copy from IMF Publication Services
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Listening to music that reminds me of someone. You?
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