The correct answer is (B). Authorized means "given permission", but sometimes there is limitations and the subject of the story may not want others going through personal records (ruling out A, C, and D). I hope this helps!
He believes that he will no longer be able to have adventures because he will have to attend to his wife
"Creating fear in us" is a gerund verbal phrase. Option A is correct.
A gerund phrase always begin with a gerund,(an ing word), and may include other modifiers and/or objects. Gerund phrases always function as nouns, so they will be subjects, subject complements, or objects in the sentence. So, to put it simply, a gerund is a noun formed with a verb ending in ing. In this particular case the gerung in the sentence is the verb "creating;"(create+ing).